Freelancing from Pakistan?
You could be paying up to 4x more tax than needed.
Without PSEB registration, banks withhold 1% instead of the IT exporter rate of 0.25% (as per Finance Act Section 154A). That's potentially PKR 75,000+ more on every $10,000 you earn.
How Much Are You Losing?
See the instant impact of the 0.25% rate.
Using PKR 278/USD exchange rate
Status Quo (1%)
Rs66,720
Annual Tax Liability
With TaxSaver
Rs17,680
*Includes PKR 1,000 PSEB fee
You Save Per Year
Rs49,040
That's 74% less tax!
Sound Familiar? 🙋♂️
These are the real headaches Pakistani freelancers deal with every day
"Wait, I'm paying 1% when I could pay 0.25%?"
Yes. Without PSEB registration, your bank withholds 1% instead of 0.25%. On $50k/year, that's $375 gone for no reason.
"PSEB wants a bank letter. Bank wants PSEB cert. 🤯"
The infamous circular dependency. You spend 3 weeks going back and forth because nobody tells you each bank has different letter formats.
"My bank keeps calling it 'home remittance' not 'IT export'"
Banks use wrong codes. Your Payoneer money shows as "gift" instead of IT services. Result? You lose the 0.25% rate.
"FBR IRIS keeps crashing mid-filing"
Session expired. Wrong tax code. Cryptic error messages. You try 5 times, give up, and end up overpaying just to be done with it.
"Non-filer status is costing me on EVERYTHING"
Property? 18% extra tax. New car? Banned if over 800cc. Cash withdrawal?Double the withholding. Being a non-filer is expensive.
"What if FBR sends me a notice? I don't have proper records"
PRCs scattered across emails. Invoices somewhere in WhatsApp. If FBR calls, you'd spend weeks gathering documents.
We Handle The Entire Process For You
Typically 3-7 business days instead of weeks of back-and-forth.
PSEB Registration
Bank-specific letter templates that actually work. We've solved the circular dependency.
Active Taxpayer Status
Get on the ATL. Pay lower taxes on everything. Buy property, cars, without penalties.
0.25% Final Tax
Legally pay 75% less tax. Keep $375 more on every $10,000 you earn.
Audit-Ready Records
All your PRCs, returns, and docs organized. If FBR asks, you're prepared.
The Difference Is Real
Without TaxSaver
- ✗Paying 1% tax instead of 0.25%
- ✗3+ weeks fighting PSEB-Bank circular dependency
- ✗Bank uses wrong code, lose tax benefits
- ✗Non-filer status = 2-3x higher withholding everywhere
- ✗Constant audit anxiety, scattered documents
With TaxSaver
- ✓Pay only 0.25% final tax - legally
- ✓PSEB + bank sorted in days, not weeks
- ✓Correct purpose codes, proper PRCs
- ✓Active Taxpayer List = lowest rates on everything
- ✓Audit-ready documentation, organized & accessible
Still Have Questions?
Let's address the common concerns
"Is this actually legal? I don't want FBR trouble."▼
100% legal. The 0.25% rate is literally in the Finance Act - Section 154A. PSEB is a government body. We're not finding loopholes, we're helping you use the official system that most freelancers don't know about.
The same process law firms charge PKR 50,000+ for. We just make it faster and cheaper.
"Why can't I just do this myself?"▼
You can! But here's what happens to most people:
- Day 1-3: Apply to PSEB, they ask for bank letter
- Day 4-7: Go to bank, they say "give us PSEB cert first"
- Day 8-14: Back and forth, figure out your bank needs a specific format
- Day 15-21: Finally get documents, now IRIS portal crashes
We've done this 100+ times. We know exactly which checkbox to click, which letter format HBL vs Meezan accepts, and how to navigate IRIS without losing your mind.
"What's the catch? Why is this so cheap?"▼
No catch. We built templates and automation that make the process fast. Traditional tax consultants charge more because they do everything manually.
We're a tech-first solution. Lower cost, faster results, but same legal outcome.
"I earn less than $10k/year. Is this worth it?"▼
Even at $10k/year:
- You save ~$75/year on the 0.25% vs 1% difference
- You get Active Taxpayer status (huge savings on property, cars, etc.)
- You avoid future FBR notices when your income grows
If you're planning to scale, get compliant now before FBR starts asking questions about past income.
"What if I get audited later?"▼
That's exactly why we keep your documents organized. If FBR ever asks:
- Your PSEB certificate proves IT exporter status
- Your PRCs show correct purpose codes
- Your returns show 0.25% was already withheld
Compliant filers with proper documentation rarely get audited. And if they do, there's nothing to find.
Ready to Pay What You Actually Owe?
See if you qualify for the IT exporter 0.25% rate under Section 154A.
Free eligibility check. No payment required upfront.